See how much you can save.

With Transparent You Save



Sign up free, and save today

Look what you can save when you eliminate the fees charged by your processor.

Transparent Offers Surcharging!

It’s simple, you NEVER PAY MERCHANT FEES AGAIN. Our surcharging program eliminates 100% of your processing fees. You enter the sales amount and we automatically calculate the surcharge to the customer and display it Transparently on the receipt.

Save Thousands Annually

* Calculations & comparison are based on an average Interchange rate of 1.6% and include the cost of our associated rate plan based on volume.

It's Your Hard-Earned Money. Keep More of It with Transparent.

Transparent provides everything you need to grow your business from anywhere. Whether you operate a store front location, work on the go, or sell online, Transparent has a solution to save you money and simplify your business. No more middle men and no more extra charges getting in the way of your bottom line. With our resources & solutions, you'll keep full control of your business regardless of where it takes you. Don't you deserve better?

Saving is Easy

See for yourself how much you can save with Transparent by using our Savings Calculator.

Dare to Compare

We love being compared. Bring the rate of any competitor & we'll show you exactly how we're a step above the rest.

Get Started

It takes only three simple steps to start saving.No sign-up fees, No contracts & no hidden costs.

Dare To Compare Us With Your Current Processor.

We stack up in your favor

We encourage you to compare us to your current processor so that you can see the difference. We eliminate statement fees, batch fees, reporting fees, non-qualified fees, termination fees, and dozens of other unnecessary fees. We are so confident in our service and savings that we don't require commitments of any sort, including contracts and sign-up fees.

We want you to use Transparent because it's the best option, not because you're obligated to.

Forget the Fine Print. - Try Transparent and Start Saving Today.

Our solution can save you up to 68% on your current credit card processing fees. With our free mobile app, state of the art PCI-compliant point of sale systems, and virtual terminals allowing you to accept payments, online, on-the-go, and in the office: you'll have everything you need to grow your business.

Start Saving Now!
  • Product Name
  • Other Processors
  • Transparent
  • NO Set-up Fee
  • NO Monthly Statement Fee
  • NO Monthly Minimum Fee
  • NO Next Day Funding Fee
  • NO Batch Header Fee
  • NO Technical Fee
  • NO Customer Service Fee
  • NO Reprogram Fee
  • NO EBT Fee
  • NO Misc Fee
  • NO Retrieval Fee
  • NO Processor Discount Markup
  • 1% - 4% of total
  • Assessment Fee
  • Interchange Fee
  • Per Transaction Fee
  • $0.21 - $0.30
  • $0.05 - $0.15
  • Flat Monthly Fee
  • $64.97 - $199.97
  • Chargeback Fee
  • Mobile Card Reader
  • Virtual Terminal

* Comparison based on squareup, paypal and simplepay

Getting Started

Get started in 3 steps

It only takes three steps to get started with Transparent: Apply, Sign, and Save. No extra steps, No complications, No contracts and No extra fees!

Get Started Fast!
Step 1
Complete Form Complete the Merchant Processing Application
Step 2
Verify & Sign E-sign your enrollment document via email.
Step 3
Start Saving Receive your Merchant Account & Start Saving Money!

Features and Services:

Eliminating hidden fees is a great way to save, but Transparent does much more than just that. We make credit card processing simple, friendly and affordable for all businesses.

Transparent Fees

It really is as easy as 1, 2, 3!
1. Easy to read statements
2. One small monthly fee
3. A small transaction fee

Accept Payments Anywhere

With Transparent you can accept payments in person, over the phone, or online with our POS, ...

Easy Application

Apply online and answer a few quick questions. With Transparent, you'll receive your approval in ...

Next Day Deposits

Get daily deposits made directly to your bank account. No more waiting for your money!

No Contracts

We're so confident you'll love Transparent that we don't require contracts or commitments. ...

Accredited Business

Transparent Merchant Services is a proud memberof the BBB because we're dedicated to quality, ...

Gateway Services

Get daily deposits made directly to your bank account. No more waiting for your money!

POS terminals

With our state of the art POS terminal, your business will be able to accept all types of electronic ...

Mobile card readers

Many successful small businesses offer convenient, fast, & safe card processing for their customers, ...

What Our Customers Say

Don't take our word for it: listen to how we have helped businesses just like yours save money. We really don't
mind having a few horns blowing on our behalf ... toot! toot!

"I could not be happier"

Once I switched over to Transparent, I could not have been happier. They have met and exceeded all my expectations....

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- Kevin, DNS Partners

"Transparent is inexpensive and a Straight forward plan "

Before signing up with Transparent Merchant Services, I was concerned about the service really saving....

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- Dr Kim Johnson

"Their customer service is great"

I started using Transparent and have been very pleased with the thousands of dollars I have saved....

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- Roy M. | Landscape Service

Get Started In Minutes, See Savings Immediately.

It's Time for A More Simple, More Streamlined Approach to Merchant Processing. Transparent Merchant Services operates on higher standards suited to help your business grow. To us, it's about more than just saving you money. Transparent is about bringing you secure payment solutions for new and existing businesses free from the excessive fees.