A. No. You only pay for the services provided through the month you concluded processing with Transparent.
A. No. You only pay for the services provided through the month you concluded processing with Transparent.
Your total monthly Visa/MC transaction count. This information should be easy to find on your current month's processing statement.
Your total monthly Visa/MC Billing. This information should be easy to find on your current month's processing statement.
You can find your Visa/MC summary of fees on your monthly statement from your current credit card processor.
This amount is calculated by dividing the number of transactions into the total amount billed.
Interchange is the discount fees the card associations charge on each transaction. For this calculation, we've used the industry's average interchange fee of 1.6%.
Interchange is the cost that you are charged by the credit card issuers regardless of which credit card processor you use.
"Once I switched over to Transparent, I could not have been happier. They have met and exceeded all my expectations by making sure my deposits are always on time while delivering top notch customer service and always being there for any questions that I may have. Compared to other companies, Transparent is very reliable and the savings are substantial, I would recommend Transparent to all my friends and colleagues."
- Kevin, DNS Partners
"Before signing up with Transparent Merchant Services, I was concerned about the service really saving me money. Would it really pan out that way, in this industry you never really know until you get your first statement. But after signing up, it was surprising how accessible help was and the online software is very easy to use and at how much a difference it made to store the cards in the vault. Transparent is inexpensive and a straightforward plan."
- Dr Kim Johnson
"I started using Transparent and have been very pleased with the thousands of dollars I have saved. Their customer service is great and they give my company the ability to offer my customers many ways to issue payments. Looking at my P & L Statement, Transparent saved me $4,322.02 in credit card processing fees just in the last 10 months."
- Roy M. | Landscape Build & Service
In this section you'll provide information about the company applying for the business's merchant account.
This section will help us collect the personal information about the business's owner or managing share holder.
Tell us more about the location(s) of your business and the type of business it is.
In this section you'll provide transactional information about your current merchant account and business deposit account so we know where to send your money and approximately how much we should expect to send each month.
Transparent will pre-select which plan is suitable for your business based on the information provided during your application process. You can also manually pick the plan you think is appropriate for your business.
If this business doesn't have a website, please enter N/A in this field.
If you are applying with more than one location, a Transparent representative will contact you.
Estimate the percentages for retail and online transactions generating revenue for your business.
Your total number of monthly transactions based of your current processing statement.
Your total monthly revenue based of your current processing statement (in USD).
Please let us know what is the highest ticket amount you are going to charge on an individual transaction.
You could find your merchant account number, stated are your monthly American express merchant statement.
RIGHT TO AMEND:
1.2. Survey Information: TS collects information from you when you voluntarily complete a TS survey, order form, or a registration page either by using the Internet, offline by providing this information through the mail, in person or using a telephone. Surveys, order forms, or registration pages operated by third parties may collect this information. This method of collection is collectively known as a "Survey." In such Surveys, TS or a third party may ask you to provide personally-identifiable information including your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and TS interests, and such other information as may be requested from time to time. TS may also collect such information concerning you from another source and use that information in combination with Personal Information collected about you from this Site. Completing the Surveys is voluntary, and you are under no obligation to provide Survey Information to TS or a third party, but you may receive incentives from TS or a third party in exchange for providing such information.
1.3. Third Party List Information: TS may collect information from you when you provide information to a third party and TS subsequently purchases, licenses, or otherwise acquires the information from the third party. Such purchased information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and TS interests, and such other information as the individual may have provided to the third party. When acquiring this information, TS seeks assurances from the third party that it has a right to transfer the information to TS and that the third party has a right to provide offers from advertisers to you included on the third party list.
1.4. Other Methods of Collecting Personal Information: Other occasions when obtains information from you include: (1) your claiming a prize or seeking to redeem an incentive offered by TS or by a third party; (2) your requests for assistance through TS's customer service department; and (3) when you voluntarily subscribe to a TS service, newsletter and blog.
1.5. Cookies, Web Beacons, and Other Information Collected Using Technology: TS currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, TS may use other new and evolving sources of information in the future.
(b) Web Beacons: A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows TS to track certain websites you visit. Web beacons are used to track TS behavioral habits for marketing purposes to determine products or services with which you may be interested. In addition to using web beacons on web pages, TS also uses web beacons in email messages sent to individuals listed in TS's database.
(c) IP Addresses: TS automatically tracks certain information based upon your behavior on the Site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your Internet Protocol address. computer browser information, and your Internet Protocol address. Your Internet Protocol ("IP") address is a unique Internet "address" which is assigned to you by your Internet Service Provider ("ISP"). For local area network ("LAN"), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. Web servers, collecting information about a user’s traffic patterns, automatically log IP addresses. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.
1.6. No Information Collected from Children: TS will never knowingly collect any personal information about children under the age of 13. If TS obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, TS has no such information to use or to disclose to third parties.
1.7. Credit Card Information: TS may, in certain instances, collect credit card numbers and related information when an individual places an order from TS. When the credit card information is submitted to TS, such information is encrypted and is protected with SSL encryption software. TS will use the credit card information for purposes of processing and completing the purchase transaction, and the credit card information will be disclosed to third parties only as necessary to complete the purchase transaction.
2. Use of Individual Information.
The following section describes how TS uses Personal Information. The uses described in these sections may change at any time. TS may also broaden its use of your Personal Information. TS may also use your Personal Information to provide commercial promotional offers to individuals or entities through, among other things, email advertising, telephone marketing, direct mail marketing, banner advertising and package stuffers.
2.1. Discretion to Use Information: The Personal Information collected on this Site and by third parties will be used to operate the Site and to provide the services or products or carry out the transactions you have requested or authorized. TS may change or broaden its use of your Personal Information at any time. TS may use your Personal Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, TS banner advertising, and package stuffers, and other possible uses. TS MAY SELL OR TRANSFER PERSONAL INFORMATION TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE IN ITS SOLE DISCRETION.
2.3. Profiling and Target Advertising: TS uses your Personal Information to make and improve profiles of you and to track your TS browsing habits and determine which areas of TS's websites are most frequently visited. This information helps TS to better understand your interests so that it can target advertising and promotions to you. TS may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.
2.4. Storage of Personal Information and Security: TS stores your information in a database on TS's servers located in the United States. Our servers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under TS's control. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your Personal Information that they collect from the Site. Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your Personal Information or private communications would always remain private.
3. Use of Personal Information.
3.1. Sale or Transfer to Third Parties: TS MAY SELL OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN TS'S SOLE DISCRETION. As set forth more fully below, TS uses your personal information in the following 3 ways: (a) customer service; (b) marketing; and (c) as necessary to comply with the law.
3.2. Customer Service: VTS will use your Personal Information to respond to you, to process, validate and verify requests and/or purchase orders, to fulfill any of your requests and to tailor your experience on the Site.
3.3. Marketing: TS will use your Personal Information for any marketing and survey purpose on behalf of TS and its affiliates and subsidiaries to send information to you about additional goods or services that may be of interest to you. In addition, TS will disclose your Personal Information to third party agents and independent contractors to help us conduct our marketing and survey efforts and to share with other companies in connection with marketing efforts including but not limited to direct marketing. You may have no relationship with these other companies and third parties.
3.4. Complying with Legal Process: TS will use or disclose your Personal Information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with TS. TS will use and disclose your Personal Information if we believe you will harm the property or rights of TS, its owners, or those of TS 's other customers. Finally, we will use or disclose your Personal Information if we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of TS's Acceptable Use Policy, or as otherwise required by law when responding to subpoenas, court orders and other legal processes.
3.5. Order Fulfillment: TS will transfer your Personal Information to third parties when necessary to provide a product or service that you order from such third party while using the Site or when responding to offers provided by TS.
3.6. Data Summary: TS may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.
3.7. You have access to your Personal Information collected by the Site and TS. You may correct, amend, or delete such Personal Information by contacting info@TryTransparent.com TS may also give advertising clients and email services providers access to your email address to verify the origin of the Personal Information collected.
4. Privacy Practices of Third Parties.
4.1. Advertiser cookies and web beacons: Advertising agencies, advertising networks, and other companies who place advertisements on the websites and on the internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. TS does not control the use of such technology and TS has no responsibility for the use of such technology to gather information about you.
4.2. Links: The Site and email messages transmitted from the Site sometimes contain hypertext links to the websites of third parties. TS is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. TS does not operate or control in any respect any information, software, products or services available on such third party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
5. Unsubscribe Procedures.
6. Special Notice to California Residents and California User Consumer Rights.
As a California resident, you have certain rights under state law that relate to the sharing of your Personal Information with third parties for their own direct marketing purposes. TS has chosen to comply with California law SB-27 in the following way: First, individual consumers who reside in California and who have provided their Personal Information to TS may request (no more than once per calendar year) information about our disclosures of certain categories of your Personal Information to any third parties. To make such a request, please send an e-mail to info@TryTransparent.com and provide us with your name, address, and e-mail address. Within thirty days of receiving such a request, TS will provide a list of categories of Personal Information disclosed to third parties during the immediately preceding calendar year, along with the names and addresses of such third parties.
All inquiries relating to California SB-27 should be directed to us at info@TryTransparent.com
Additionally, in accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with the California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to email@example.com.
please enter Information to current profile to be able to add an additional profile.